Description: These discussions at the 1959 Atlanta and San Francisco Regional Meetings look at underwriting issues including mortality experience under guaranteed issue, trends in salary allotment plans, underwriting expense, and mortality experience as a result of higher nonmedical limits.

Description: This spreadsheet allows you to calculate the Underwriting Criteria Score, Relative Risk Ratios [RRR] and prevalence related to the RRR for one or more sets of underwriting criteria from a preferred risk underwriting program. The RRR may be used to determine the specific valuation mortality table to be applied to the particular underwriting risk class.It assists companies in calculating underwriting criteria scores as outlined in the Underwriting Criteria Team Report. Please see the SOA website for the full Underwriting Criteria TeamReport.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: Presents the results of a survey to explore practices that underwriters utilize in both formal and informal ways to assess older age applicants.

Description: This research report examines the ban of the use of genetic testing information in life insurance mortality.

Description: Digests of following discussions: 1. Mutual life insurance companies - their objectives and operating philosophy 2. State, provincial, and municipal employee pension plans - financing and other problems 3. Mortality and underwriting of individual policies for large amounts 4. Investing during the 1970's 5. Long-range viability and regulation of corporate pension plans 6. Forecasting the environment for business 7. Liabilities and surplus in the 1970's 8. Changing modes of family life - work and income over the life cycle 9. The role of the actuary in collective bargaining 10. Health insurance in the United States 11. Adjusted earnings

Description: This report documents the work of the UCT with respect to development of an algorithm used to score preferred risk class structures, producing Relative Risk Scores and Prevalences. It is built for both knockout and debit-credit scoring methodologies.

Description: This is a tool to model the impact of a ban of the use of genetic testing information in life insurance underwriting.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss various issues around guaranteed issue insurance, including companies writing it, restrictions deemed necessary such as preunderwrting as to eligibility, maximum/minimum insurance limits, and minimum number of lives use of special rate bases, dividend classifications, and commission scales expected experience and tendency of better risks to terminate and impaired lives to remain. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: Presents aviation mortality statistics for 1964, with estimated rates for 1965. Historical data is also provided from 1953 onward.